Property Insurance — Protect
What You’ve Built with Confidence

Your home, office, or investment deserves solid protection. At P&P, we provide property insurance that shields you from losses caused by fire, theft, vandalism, and natural disasters.

What is Property Insurance?

Property insurance provides financial protection against damage or loss to physical assets such as buildings, equipment, or personal belongings. Whether you own a home, manage a business, or lease commercial space, property insurance ensures your investment is protected from unforeseen risks.

At P&P, we offer tailored property insurance solutions for individuals, homeowners, landlords, and businesses — ensuring that when the unexpected happens, you’re covered, and your peace of mind remains intact.

Why You Need Property Insurance

Property insurance isn’t just about replacing damaged walls or stolen items — it’s about preserving stability and continuity. Here’s why thousands of clients across Nigeria trust P&P with their assets:

Safeguard homes, offices, and commercial properties against fire, theft, and natural disasters.
Protect business assets and inventory from loss or damage.
Ensure fast recovery and minimal downtime after unexpected events.
Enjoy peace of mind knowing your investments are financially protected.
Meet insurance requirements for mortgages, leases, or partnerships.

Coverage For Properties, Owners and Renters

We offer tailored property insurance solutions for individuals, homeowners, landlords, and businesses — ensuring that when the unexpected happens, you’re covered, and your peace of mind remains intact.

Residential Buildings

Protection for your home, contents, and valuable possessions.

Commercial Properties

Offices, shops, and warehouses insured against key risks.

Industrial Assets

Factories, machinery, and plant equipment covered for loss or damage.

Renters & Landlords Cover

Protects tenant assets and landlord-owned property.

All-Risk Cover Options

Comprehensive protection against a wide range of perils.

Coverage For Properties, Owners and Renters

We offer tailored property insurance solutions for individuals, homeowners, landlords, and businesses — ensuring that when the unexpected happens, you’re covered, and your peace of mind remains intact.

Residential Buildings

Protection for your home, contents, and valuable possessions.

Commercial Properties

Offices, shops, and warehouses insured against key risks.

Industrial Assets

Factories, machinery, and plant equipment covered for loss or damage.

Renters & Landlords Cover

Protects tenant assets and landlord-owned property.

All-Risk Cover Options

Comprehensive protection against a wide range of perils.

Why Choose P&P for Property Insurance?

We ensure that when the unexpected happens, you’re covered, and your peace of mind remains intact.

Tailored Policies

Tailored coverage plans for every property type.

Trusted Partnerships

Trusted partnerships with leading underwriters across Nigeria.

Affordable premiums

Affordable premiums with flexible payment options.

Fast Claims Processing

Fast and transparent claims process.

Quick Answers to Common Questions

What does property insurance typically cover?

Property insurance covers damage or loss caused by fire, theft, vandalism, lightning, explosions, and certain natural disasters. Optional add-ons can expand your protection.

Do I need property insurance if I rent my apartment?

Yes. Tenants can insure their belongings under a renters’ policy, while landlords can protect the building structure and fixtures.

How is the premium for property insurance calculated?

Premiums are based on factors like property value, location, construction type, and the level of coverage selected.

Can I insure both my home and office under one policy?

Yes, P&P can create a combined policy that covers multiple properties, ensuring convenience and comprehensive protection.

What happens when I file a claim?

Our claims team promptly inspects the damage, assesses the loss, and processes your claim swiftly to restore your peace of mind.

About P&P

Property & Pecuniary Insurance Brokers Limited is your trusted partner in risk management and financial protection. From individual covers to complex corporate risks, we ensure you’re always secured, always confident.

Our Services

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Polak House, 7 Fola Jinadu Crescent, Gbagada Phase 1, Lagos