Privacy Policy

1️⃣ Information We Collect

To serve you effectively, PPIB may collect the following categories of information:

• Personal Identification Data: Full name, contact address, phone number, and email address.

• Insurance-Related Data: Policy preferences, claims information, and risk details required for quotes or coverage.

• Financial Information: Billing details or payment references (used strictly for policy or claim transactions).

• Technical Data: IP address, browser type, operating system, and browsing behavior via cookies or analytics tools.

• Communication Data: Feedback, inquiries, and correspondence with our support or advisory teams.

We collect this data when you fill out forms on our website, subscribe to updates, request quotes, file claims, or contact us directly.

2️⃣ How We Use Your Information

Your information is used strictly for legitimate business and service-related purposes, including:

• Providing personalized insurance quotations and coverage options.

• Processing claims, renewals, and related financial transactions.

• Responding to inquiries and providing client support.

• Complying with legal, regulatory, and audit obligations.

• Enhancing our website, communications, and service experience.

• Sending service updates, policy reminders, or relevant insurance insights (with your consent).

We do not sell, rent, or trade your personal data to any third party for marketing purposes.

3️⃣ Legal Basis for Processing

We process personal data under one or more of the following lawful bases:

• Consent: When you voluntarily provide data via forms, quotes, or subscriptions.

• Contractual Necessity: When processing is required to deliver insurance services or fulfill client agreements.

• Legal Obligation: To meet NAICOM, tax, or statutory compliance requirements.

• Legitimate Interest: For fraud prevention, service improvement, and operational efficiency.

4️⃣ Data Storage and Security

Your personal information is securely stored on encrypted servers and systems protected by advanced firewalls, SSL encryption, and strict access controls.
We regularly conduct data protection audits and staff training to prevent unauthorized access, alteration, or loss.

Only authorized personnel — bound by confidentiality obligations — have access to client data.

5️⃣ Sharing of Information

We may share limited data under the following controlled circumstances:

• With partner insurance companies for underwriting or policy processing.

• With regulatory authorities (e.g., NAICOM) where legally mandated.

• With trusted service providers (e.g., IT or payment vendors) who assist in delivering our services under strict confidentiality agreements.

PPIB ensures all third parties adhere to data protection standards equivalent to our own.

6️⃣ Cookies and Website Tracking

Our website uses cookies to improve functionality, analyze visitor traffic, and personalize your experience. Cookies do not collect personal details unless voluntarily provided.

You can disable cookies in your browser settings, though some site features may not function optimally as a result.

7️⃣ Your Data Rights

Under the Nigeria Data Protection Act (NDPA), you have the following rights:

• Access: Request a copy of your personal data held by us.

• Correction: Update inaccurate or incomplete information.

• Erasure: Request deletion of your data where legally permissible.

• Consent Withdrawal: Revoke consent for data use at any time.

• Portability: Request transfer of your data to another service provider.

• Objection: Restrict certain types of data processing.

To exercise any of these rights, contact us via the details below.

8️⃣ Data Retention

We retain personal data only as long as necessary for the purposes stated in this policy — typically for the duration of your relationship with us plus the legally required retention period.

Afterward, your data is securely archived or permanently deleted.

9️⃣ Links to Other Websites

Our website may include links to partner insurers or external resources. PPIB is not responsible for the privacy practices or content of third-party sites.
We encourage you to review their respective privacy policies before sharing personal information.

🔟 Updates to This Policy

This Privacy Policy may be updated periodically to reflect changes in regulations, technology, or our business practices.
The latest version will always be posted on this page with an updated “Last Updated” date.

📞 Contact Us

If you have any questions or requests regarding this Privacy Policy or your personal data, please contact us:

Property & Pecuniary Insurance Brokers (PPIB)
📍 [Polak House, 7 Fola Jinadu Crescent, Gbagada Phase 1, Lagos ]
📧 Email: [info@pnpinsbrokers.com]
📞 Phone: [+234-80-5632-8187, +234-80-3917-7877, +234-80-3495-5049]
Subject Line: Privacy Inquiry