Health Insurance — Because Peace of Mind Begins With Good Health

Your health deserves reliable protection. At P&P, we connect you with affordable health insurance plans that ensure quality medical care whenever you need it most.

Health is Wealth

Health insurance isn’t just about covering hospital bills — it’s about ensuring you and your loved ones receive quality healthcare without financial strain.

At Property & Pecuniary Insurance Brokers (P&P), we provide personalized health coverage options that fit your needs, budget, and lifestyle. Whether you’re an individual, a family, or an organization, our plans are designed to give you confidence in life’s most vulnerable moments.

Why You Need Health Insurance

Health insurance is an investment in your wellbeing and peace of mind. It ensures that medical emergencies don’t become financial crises. Here’s why thousands of Nigerians trust P&P for healthcare protection:

Access quality healthcare without financial stress or delays.
Protect your family from unexpected medical expenses.
Enjoy nationwide hospital coverage through trusted providers.
Get timely treatment and preventive care when it matters most.
Focus on recovery — while we handle the financial side.

Key Coverage Areas

We provide personalized health coverage options that fit your needs, budget, and lifestyle.

Individual & Family Health Plans

Secure healthcare for yourself and your dependents.

Group Health Insurance

Employee-focused medical protection for businesses and organizations.

Hospital Cash Benefit

Daily compensation for hospital stays to support out-of-pocket expenses.

Maternity & Child Care Cover

Comprehensive protection for expectant mothers and newborns.

Critical Illness Cover

Financial backup against severe health conditions like cancer, stroke, or heart disease.

Key Coverage Areas

We provide personalized health coverage options that fit your needs, budget, and lifestyle.

Individual & Family Health Plans

Secure healthcare for yourself and your dependents.

Group Health Insurance

Employee-focused medical protection for businesses and organizations.

Hospital Cash Benefit

Daily compensation for hospital stays to support out-of-pocket expenses.

Maternity & Child Care Cover

Comprehensive protection for expectant mothers and newborns.

Critical Illness Cover

Financial backup against severe health conditions like cancer, stroke, or heart disease.

Why Choose P&P for Health Insurance

At P&P, we believe that trust is earned through integrity, expertise, and consistent results. Here’s what sets us apart:

Trusted Partnerships

Partnerships with leading HMOs, hospitals and healthcare providers.

Tailored Policies

Transparent and flexible policy options.

Fast Claims Processing

Swift claim processing and dedicated support.

Affordability

Affordable premiums with maximum coverage value.

Quick Answers to Common Questions

What does P&P Health Insurance cover?

It covers hospitalization, doctor consultations, diagnostic tests, surgery, maternity, and preventive care — depending on your selected plan.

Can I include my family under one plan?

Yes. We offer family packages that include dependents, ensuring collective coverage and simplified policy management.

What hospitals can I use under P&P Health Insurance?

You’ll have access to a wide network of approved hospitals nationwide. We help you choose one closest to your location.

How do I make a claim for medical expenses?

Simply notify us or your HMO provider, present your policy details, and our claims team will handle the rest quickly and transparently.

Are pre-existing conditions covered?

Coverage for pre-existing conditions depends on the insurer’s policy terms. P&P ensures you understand all exclusions and options before purchase.

About P&P

Property & Pecuniary Insurance Brokers Limited is your trusted partner in risk management and financial protection. From individual covers to complex corporate risks, we ensure you’re always secured, always confident.

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Polak House, 7 Fola Jinadu Crescent, Gbagada Phase 1, Lagos