Fire can strike without warning, but recovery shouldn’t be uncertain. P&P protects your property, assets, and investments with reliable coverage for quick restoration and financial stability.
Fire insurance is more than protection — it’s peace of mind. When fire or related hazards threaten your home, office, or factory, the right coverage ensures recovery, not ruin. It safeguards your buildings, contents, and equipment from losses caused by fire, lightning, and allied perils, helping you rebuild with confidence.
At P&P, we make protection simple and dependable — with expert advice, fast claims support, and flexible options that fit your unique needs.
Fire doesn’t discriminate — but preparedness makes all the difference. With P&P Fire Insurance, you’re not just buying a policy; you’re securing your ability to rebuild, recover, and move forward. Here’s what you get:
Protects the physical structure of your home, office, or facility from fire, lightning, or explosion damage.
Covers furniture, fixtures, inventory, and equipment within the insured premises against loss or damage.
Provides financial support for lost income if operations are disrupted due to a covered fire incident.
Includes coverage for explosions, impact damage, riots, strikes, or malicious acts — giving you full-spectrum protection.
Protects the physical structure of your home, office, or facility from fire, lightning, or explosion damage.
Covers furniture, fixtures, inventory, and equipment within the insured premises against loss or damage.
Provides financial support for lost income if operations are disrupted due to a covered fire incident.
Includes coverage for explosions, impact damage, riots, strikes, or malicious acts — giving you full-spectrum protection.
At P&P, we believe that trust is earned through integrity, expertise, and consistent results. Here’s what sets us apart:
Decades of expertise in commercial and residential insurance.
Partnerships with leading underwriters ensure strong, reliable coverage.
We assess your property and tailor coverage to your exact risks.
No hidden terms, no surprises — just dependable protection and fast claims.
Fire insurance covers loss or damage to your property caused by fire, lightning, or explosion. Depending on your policy, it can also include allied perils such as riots, strikes, and natural disasters.
Anyone who owns or operates residential, commercial, or industrial property should have fire insurance. It’s essential for homeowners, business owners, landlords, and manufacturers looking to protect their assets.
Your premium is based on factors such as the value of the property, location, type of construction, fire safety measures, and the level of coverage you choose. P&P helps you get fair pricing without compromising protection.
In the event of a fire, notify P&P immediately. Our team will guide you through documentation, inspection, and claim processing to ensure swift and transparent compensation.
Yes. You can extend your policy to cover risks like explosion, flood, earthquake, and civil disturbances. Our advisors will help you tailor the plan to your property’s specific needs.
Property & Pecuniary Insurance Brokers Limited is your trusted partner in risk management and financial protection. From individual covers to complex corporate risks, we ensure you’re always secured, always confident.
Polak House, 7 Fola Jinadu Crescent, Gbagada Phase 1, Lagos