Motor Insurance — Drive with
Confidence, Every Mile of the Way

Whether for personal or commercial use, P&P motor insurance protects your vehicle, passengers, and finances — ensuring peace of mind on every journey.

What is Motor Insurance?

Motor insurance protects you from financial loss in the event of an accident, theft, or damage to your vehicle. Beyond being a legal requirement in Nigeria, it’s your personal and business safeguard against unexpected road risks.

At P&P, we partner with trusted underwriters to offer tailored motor policies that ensure you, your passengers, and your assets remain protected — no matter the road ahead.

Why You Need Motor Insurance

Every driver faces uncertainties — accidents, theft, or damage can happen anytime. With motor insurance from P&P, you don’t just protect your car; you protect your peace of mind. Here’s why responsible motorists choose us:

Protects against vehicle damage, theft, or total loss.
Covers liabilities to third parties for injury or property damage.
Offers medical and passenger protection benefits.
Meets Nigeria’s legal motor insurance requirements.
Ensures quick recovery and minimal financial disruption after an incident.

Choose the Right Plan for Your Vehicle

At P&P, we partner with trusted underwriters to offer tailored motor policies that ensure you, your passengers, and your assets remain protected

Comprehensive Motor Insurance

Full protection against theft, fire, accidental damage, and third-party liabilities.

Third-Party Motor Insurance

Legal liability coverage for injuries or damages caused to others.

Third-Party, Fire & Theft Insurance

Middle-tier option combining third-party cover with protection against fire and theft.

Commercial Vehicle Insurance

Tailored protection for taxis, buses, haulage, and fleet vehicles.

Motor Fleet Policy

Simplified, cost-effective cover for businesses managing multiple vehicles.

Personal Accident Benefit

Optional add-on to compensate for injuries or death of the insured driver.

Choose the Right Plan for Your Vehicle

At P&P, we partner with trusted underwriters to offer tailored motor policies that ensure you, your passengers, and your assets remain protected

Comprehensive Motor Insurance

Full protection against theft, fire, accidental damage, and third-party liabilities.

Third-Party Motor Insurance

Legal liability coverage for injuries or damages caused to others.

Third-Party, Fire & Theft Insurance

Middle-tier option combining third-party cover with protection against fire and theft.

Commercial Vehicle Insurance

Tailored protection for taxis, buses, haulage, and fleet vehicles.

Motor Fleet Policy

Simplified, cost-effective cover for businesses managing multiple vehicles.

Personal Accident Benefit

Optional add-on to compensate for injuries or death of the insured driver.

Why Choose P&P for Motor Insurance?

Every driver faces uncertainties — we help you protect your peace of mind.

Tailored Policies

Flexible policy options — personal, corporate, or fleet.

Trusted Partnerships

Partnerships with Nigeria’s most reputable insurers.

Transparent Advice

Access to vehicle valuation and accident advisory support.

Fast Claims Processing

Fast, transparent claims processing.

Quick Answers to Common Questions

What is the difference between Third-Party and Comprehensive Insurance?

Third-Party covers damages you cause to others, while Comprehensive covers both third-party liabilities and damage to your own vehicle.

Is motor insurance compulsory in Nigeria?

Yes. The law requires at least a Third-Party Motor Insurance policy for all vehicles operating on public roads.

Can I insure multiple cars under one policy?

Yes. Our Motor Fleet Policy allows you to cover several vehicles under one convenient and discounted plan.

What should I do in case of an accident?

Stay safe first, report to the authorities, and contact P&P immediately for claim assistance and documentation guidance.

Does motor insurance cover theft or vandalism?

Yes, if you have Comprehensive or Third-Party, Fire & Theft coverage — these policies protect against vehicle theft, fire, or malicious damage.

About P&P

Property & Pecuniary Insurance Brokers Limited is your trusted partner in risk management and financial protection. From individual covers to complex corporate risks, we ensure you’re always secured, always confident.

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Polak House, 7 Fola Jinadu Crescent, Gbagada Phase 1, Lagos